PMR 22(2) Statutory Compliance • Regulation 2 Floor • Cashflow Smoothing

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ReserveIQ | 10-Year Maintenance Plan

Scheme: · Prepared

Welcome to ReserveIQ

Plan ahead. See the reserve pressure before it becomes a surprise.

Building a 10-year maintenance plan by hand means juggling replacement dates, rising costs, reserve balances and statutory requirements across spreadsheets. ReserveIQ brings those moving parts into one guided model, helping trustees turn scheme records into a clearer maintenance and reserve-funding outlook.

Explore component costs and replacement timing, review the PMR 22(2) schedule, then compare a forward-looking cashflow that highlights when major works could put pressure on reserves.

You can load a saved .mrmp file from the top menu at any time.

A guided route from records to plan

1
Describe the scheme
Enter the building profile and key reserve-fund figures.
2
Review maintenance items
Check component lifecycles, estimated costs and expected work years.
3
Compare the schedules
Review the statutory contributions alongside the 10-year cashflow outlook.

ReserveIQ supports trustee planning; estimates should be checked against current scheme records, professional advice and contractor quotations.

Trustee quick guide

Keep your scheme work safe and easy to continue

Save a scheme file

Unlock the full report with a paid license or voucher, then select Save .mrmp at the top of the page.
Choose a folder you can find again, such as your scheme’s shared records folder or Documents.
Keep the file ending in .mrmp; do not edit it in a spreadsheet. Save a dated copy after important updates.

Load or print your work

Select Load .mrmp in the top menu and choose the saved file. Loading is available in free preview.
After payment is verified, download the paid scheme backup and receipt before closing the page.
Use Download AGM / Auditor PDF to get the server-generated report. The browser print command can still print the on-screen preview.

ReserveIQ does not keep a customer account or provide cloud file storage. Scheme data is stored in your browser; keep downloaded backups and receipts in a secure location accessible to the scheme.

Reg 2 Reserve Ratio (R₀ / A₀)--

0.0%Floor: R0/yr

10-Yr Inflated Capex LoadToday: R0

R00 active items

Modeled Year-1 Levy10-Year Model

R0R0 / unit / mo

Lowest 10-Yr Net Position--

R0in Year -

10-Year Net Solvency Outlook

Closing reserve after annual expenses, levies and interest; expense bars use the right axis.

Live estimate

10-Year Capital Maintenance, Repair & Replacement Register

Toggle relevant elements, set remaining years to next intervention, or click Benchmark to estimate costs from building size.

Include	Component / Asset Category	Full Cycle (Yrs)	Next Due (Yr 1–10)	Current Est. Cost (ZAR)	Auto-Benchmark	10-Yr Occurrences

Layer A: Prescribed Management Rule 22(2) Statutory Schedule

Audited Financial Statement disclosure format: (Estimated Cost − Past Contributions) ÷ Remaining Useful Life

Major Capital Item	Full Life (L_k)	Remaining Life (Y_k)	Accrued Wear %	Current Cost (Today ZAR)	Allocated Opening Reserve (P_k)	Unfunded Liability	PMR 22(2) Annual Contribution

Unlock the full MRMP

Get the statutory schedule, trustee cashflow and AGM / auditor pack for R3,000 per scheme.

Why Layer B Is Essential:

The statutory PMR 22(2) linear table above ignores building cost inflation, multi-cycle replacements within the 10-year window, and timing pinch points when major works coincide. Use Tab 4 to set the actual cashflow-smoothed levy.

10-Year Net Reserve Position & Capital Expenses

The line shows closing reserve after expenses, levies and interest; bars show annual capital expenditure on the right axis.

Trustee Funding Decision

Minimum Year-1 contribution that maintains the selected reserve buffer.

Calculating...

Funding strategy Enforce strict 1-year PMR 24(2) catch-up floor Override custom Year-1 levy Custom Year-1 levy (ZAR) Custom annual drift (%)

Required Year-1 levy-- Average / unit / month-- Lowest net reserve balance-- Year-10 closing balance-- Year-1 PMR 24(2) reference floor--

Sensitivity Stress Test

Year-1 levy under a range of building inflation and call-account returns.

Sensitivity analysis is part of the full MRMP

10-Year Reserve Cashflow

Mid-year average cash convention, modeled interest tax drag and closing balance by year.

Year	Opening	PMR 24(2) floor	Levy	Capital works	Gross interest	Tax drag	Net interest	Closing balance

The full 10-year cashflow is included with the MRMP