ReserveIQ | 10-Year Maintenance Plan

Scheme: · Prepared

Reg 2 Reserve Ratio (R₀ / A₀) --

0.0% Floor: R0/yr

10-Yr Inflated Capex Load Today: R0

R0 0 active items

Modeled Year-1 Levy 10-Year Model

R0 R0 / unit / mo

Lowest 10-Yr Net Position --

R0 in Year -

10-Year Net Solvency Outlook

Closing reserve after annual expenses, levies and interest; expense bars use the right axis.

Live estimate

A. Scheme Physical Profile

Drives parametric cost estimates & salt-air wear factors.

Scheme Name & SS Number

Scheme Billing Address

Managing Agent (optional)

Number of Units

Building Storeys

Building Archetype

Environment Exposure

B. Statutory Financial Baseline

Only 3 numbers needed to satisfy STSMA Regulation 2.

Opening Reserve Fund Balance (R₀) [ZAR]

Ring-fenced reserve cash at start of Year 1.

Prior Year Total Admin Fund Levies (A₀) [ZAR]

Used to compute the 25% threshold & 15% statutory floor.

Prior Yr Maintenance Spend

Min Cash Buffer (B_min)

Opening Reserve Allocation Method (PMR 22)

C. Economic & Tax Parameters

Controls compounding, levy smoothing & s10(1)(e) tax drag.

Building Inflation (i % p.a.)

Levy Escalation (g % p.a.)

Gross Call Interest (r % p.a.)

s10(1)(e) Tax Exemption

Statutory Regulation 2 Diagnostic:

10-Year Capital Maintenance, Repair & Replacement Register

Toggle relevant elements, set remaining years to next intervention, or click Benchmark to estimate costs from building size.

Include	Component / Asset Category	Full Cycle (Yrs)	Next Due (Yr 1–10)	Current Est. Cost (ZAR)	Auto-Benchmark	10-Yr Occurrences

Layer A: Prescribed Management Rule 22(2) Statutory Schedule

Audited Financial Statement disclosure format: (Estimated Cost − Past Contributions) ÷ Remaining Useful Life

Major Capital Item	Full Life (L_k)	Remaining Life (Y_k)	Accrued Wear %	Current Cost (Today ZAR)	Allocated Opening Reserve (P_k)	Unfunded Liability	PMR 22(2) Annual Contribution

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Get the statutory schedule, trustee cashflow and AGM owner levy pack for R3,000 per scheme.

Why Layer B Is Essential:

The statutory PMR 22(2) linear table above ignores building cost inflation, multi-cycle replacements within the 10-year window, and timing pinch points when major works coincide. Use Tab 4 to set the actual cashflow-smoothed levy.

Owner Reserve Levy Schedule

Annual reserve levies are apportioned by each section's Participation Quota.

Paste section number, unit, PQ percent, floor area (optional)

Derive PQ from floor area

Section	Unit	PQ	Year 1 / month	Year 2 / month

Owner schedule included with full access

10-Year Net Reserve Position & Capital Expenses

The line shows closing reserve after expenses, levies and interest; bars show annual capital expenditure on the right axis.

Trustee Funding Decision

Minimum Year-1 contribution that maintains the selected reserve buffer.

Calculating...

Funding strategy Enforce strict 1-year PMR 24(2) catch-up floor Override custom Year-1 levy Custom Year-1 levy (ZAR) Custom annual drift (%)

Required Year-1 levy-- Average / unit / month-- Lowest net reserve balance-- Year-10 closing balance-- Year-1 PMR 24(2) reference floor--

Sensitivity Stress Test

Year-1 levy under a range of building inflation and call-account returns.

Sensitivity analysis is part of the full MRMP

10-Year Reserve Cashflow

Mid-year average cash convention, modeled interest tax drag and closing balance by year.

Year	Opening	PMR 24(2) floor	Levy	Capital works	Gross interest	Tax drag	Net interest	Closing balance

The full 10-year cashflow is included with the MRMP

ReserveIQ

ReserveIQ | 10-Year Maintenance Plan

10-Year Net Solvency Outlook

A. Scheme Physical Profile

B. Statutory Financial Baseline

C. Economic & Tax Parameters

10-Year Capital Maintenance, Repair & Replacement Register

Layer A: Prescribed Management Rule 22(2) Statutory Schedule

Unlock the full MRMP

Owner Reserve Levy Schedule

10-Year Net Reserve Position & Capital Expenses

Trustee Funding Decision

Sensitivity Stress Test

10-Year Reserve Cashflow

Trustee guide: save and load your scheme file

Save a scheme file

Load a saved scheme file

After a purchase

Print or save the AGM / auditor pack as PDF

Unlock the full MRMP

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